These Terms & Conditions ("Terms") govern your access to and use of the website, mobile application, and services provided by Gabha Health Services Pvt. Ltd. ("Gabha Health Services", "we", "our", or "us"). By accessing or using our platforms, you agree to be bound by these Terms.

---

1. Use of Website & Application

• The website and mobile application are intended for informational and operational support purposes
• Users must provide accurate and complete information when required
• Unauthorized use, misuse, or interference with platform functionality is prohibited

---

2. Services

Gabha Health Services provides digital tools, information, and support related to healthcare operations, including MJPJAY & PMJAY scheme-related services and other healthcare solutions.

• Services may be updated, modified, or discontinued without prior notice
• Availability of services may vary based on regulatory or operational requirements

---

3. User Responsibilities

Users agree to:

• Use the platform in compliance with applicable laws and regulations
• Maintain confidentiality of login credentials
• Not engage in fraudulent, unlawful, or harmful activities
• Not attempt to access restricted systems or data

---

4. Intellectual Property

All content, software, logos, text, graphics, and materials available on the website and mobile application are the property of Gabha Health Services or its licensors.

• No content may be copied, reproduced, or distributed without prior written permission
• Unauthorized use may result in legal action

---

5. Privacy & Data Protection

Use of our platforms is subject to our Privacy Policy and Data Security Policy, which govern the collection, use, and protection of personal data.

6. Third-Party Links & Services

Our website or application may contain links to third-party platforms or services.

• Gabha Health Services is not responsible for third-party content or practices
• Access to third-party services is at the user's own risk

---

7. Limitation of Liability

• Gabha Health Services shall not be liable for any direct or indirect loss arising from use of the platform
• Information provided is for general guidance and operational support only
• We do not guarantee uninterrupted or error-free service availability

---

8. Disclaimer

The content available on our platforms does not constitute medical, legal, or professional advice. Users are advised to seek appropriate professional guidance where required.

---

9. Suspension or Termination

Gabha Health Services reserves the right to suspend or terminate access to the platform without notice if:

• These Terms are violated
• Misuse or unauthorized activity is detected
• Required by law or regulatory authorities

---

10. Refund & Cancellation

Refunds and cancellations, if applicable, are governed by our Refund & Cancellation Policy. Users are advised to contact Gabha Health Services for complete terms and conditions.

---

11. Governing Law & Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Maharashtra.

---

12. Changes to Terms

Gabha Health Services reserves the right to modify these Terms at any time. Updated Terms will be posted on this page and shall be effective immediately upon publication.

---

13. Contact Information

For any questions or concerns regarding these Terms & Conditions, please contact:

Email: gabhahealthservices@gmail.com
Phone: 9130321976
Office Landline No.: 02045157178

---

14. Acceptance of Terms

By accessing or using our website, mobile application, or services, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.